Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Thursday, May 30, 2013

Square Cash appears on invite-only site, lets you send money with an email

Square Cash appears on invite-only site, lets you send money with an email data = {blogUrl: "www.engadget.com",v: 315};when = {jquery: lab.scriptBs("jquery"),plugins: lab.scriptBs("plugins"),eng: lab.scriptBs("eng")}; var s265prop9 = ('20576654' !== '') ? 'bsd:20576654' : ''; var postID = '20576654'; var modalMNo = '93319229', modalVideoMNo = '93320648', modalGalleryMNo = '93304207'; when.eng("eng.omni.init", {pfxID:"weg",pageName:document.title,server:"acp-ld39.websys.aol.com",channel:"us.engadget", s_account: "aolwbengadget,aolsvc", short_url: "",pageType:"",linkInternalFilters:"javascript:,",prop1:"article",prop2:"internet",prop9:s265prop9,prop12:document.location,prop17:"",prop18:"",prop19:"",prop20:"", prop22:"zach-honig", prop54:"blogsmith",mmxgo: true }); adSendTerms('1')adSetMOAT('1');adSetAdURL('/_uac/adpagem.html');lab._script("http://o.aolcdn.com/os/ads/adhesion/js/adhads-min.js").wait(function(){var floatingAd = new AdhesiveAd("10000057",{hideOnSwipe:true});}); onBreak({980: function () { adSetType("F");htmlAdWH("93319229", "LB", "LB"); adSetType("");}}); EngadgetMenu NewsReviews Features Galleries VideosEventsPodcasts Engadget ShowTopics Buyers Guides Sagas Store HD Mobile Alt Announcements Cameras Cellphones Desktops Displays Gaming GPS Handhelds Home Entertainment Household Internet Laptops Meta Misc Networking Peripherals Podcasts Robots Portable Audio/Video Science Software Storage Tablets Transportation Wearables Wireless Acer Amazon AMD Apple ASUS AT&T Blackberry Canon Dell Facebook Google HP HTC Intel Lenovo LG Microsoft Nikon Nintendo Nokia NVIDIA Samsung Sony Sprint T-Mobile Verizon About UsSubscribeLike Engadget@engadgettip uswhen.eng("eng.nav.init")when.eng("eng.tips.init") onBreak({980: function () {htmlAdWH("93308280", "215", "35",'AJAX','ajaxsponsor');}});Square Cash appears on invite-only site, lets you send money with an emailBypostedMay 20th, 2013 at 3:33 PM 0

Square Cash appears on inviteonly site, lets you send money with an email

Square's been venturing beyond those tiny credit card swipers as of late. Last week, the company introduced its nifty $299 Stand POS system for iOS, and now it appears to be branching out to individuals, with a to-be-announced service called Square Cash. There's not much info to share at this point -- TechCrunch recently discovered a dedicated landing page for the new service, which looks to be invite only at this point. There does seem to be an option to request an invitation, but the button isn't properly linked, so we weren't able to make our way to the proper form in order to take a closer look.

A handful of help articles do shed some light on the service, though. To send money, you'll simply send an email to your recipient with the dollar amount in the subject line and "pay@square.com" in the cc field. Once your friend or associate receives the email, they'll type in the debit card account number of their choosing and Square will fund the associated checking account within 48 hours. Each payment costs just 50 cents to send, and there's no cost to receive -- it's not quite clear whether or not you can use a credit card to fund the transfer, but with fees of less than $1, we imagine you'll need to use a checking account. Square has yet to formally introduce the service, but we're guessing an announcement will be coming soon.

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Monday, May 13, 2013

Smart Money: Scientists Embed Radio Chips in Paper

MoneyNic Halverson for Discovery News 2013-05-04 02:23:59 UTC

From hotel towels to soccer jerseys, just about everything seems to be tagged with radio frequency identification (RFID) chips these days. Now scientists have developed a way to embed these chips in paper, which could pave the way for so-called smart money.

Developed by a team of researchers from North Dakota State University, the RFID-equipped smart paper could potentially be used in legal documents, tickets, package labels and banknotes. Researchers say the technology could help prevent fraud and counterfeiting.

While RFID-equipped paper already exists, other versions on the market rely on thicker chips, resulting in bulky and bumpy paper that can’t be printed. However, researchers at North Dakota State developed a process called Laser Enabled Advanced Packaging that creates ultra-thin silicon chips that can be seamlessly embedded in paper.

The process uses a plasma etcher to thin down the chips, then uses a laser beam pulse to insert the chips, as well as antennas, directly into the paper.

Project leader Val Marinov said the process is cheap than current manufacturing methods because less materials are being used and equipment is less expensive. Not only that, the process is twice as fast as other methods.

“About ten years ago the Bank of Japan and the European bank signaled their intention to develop such technology but they aren’t there yet,” Marinov told the BBC. “I believe our scheme is the first to demonstrate a functional RFID tag embedded in paper.”

Marinov and his team recently presented their work at the Institute of Electrical and Electronics Engineers conference on RFID in Orlando, Fla. They are currently seeking commercial investors.

“The technology needs to leave the lab and find a place in industry,” Marinov said.

Image via iStockphoto, imagestock

This article originally published at Discovery News here

Topics: electronic payments, Gadgets, money, RFID chip, Science, Tech Discovery News is a Mashable Publishing Partner.

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Monday, April 29, 2013

Engineers Call for 'Repairable' Cellphones to Save Money, Environment

Cellphone-repairfor TechNewsDaily 2013-04-22 20:57:55 -0400

Reduce, reuse and recycle is the foundation of sustainable living. However, it's time to add another "R" to the list — repair.

Repairing electronic devices is equally as important as the other three green watchwords, the IEEE, a professional association for engineers, said in a statement. But most manufacturers must first make their devices more "repairable," the statement said.

In 2013, more than 1.7 billion mobile phones will be shipped to retailers. Each phone uses 165 pounds of raw materials in its manufacture and more than eight gallons of water in the making of its microchip. Extending a phone's life to four years through "modest design changes," could reduce the device's environmental impact by about 40%, IEEE said.

Phones that can be more easily repaired are good candidates for secondary markets, both in the United States and abroad. But repairability can also be a valuable feature in the short term. Considering this factor could do more than make you feel good about doing your part for the environment; it could also save you money. (See also: Meet the Naked Cowboy of iPhone Repairmen.)

As some manufacturers make devices smaller and sleeker, the companies are also using more closed designs and materials that make the phones nearly unfixable, IEEE said.

"Simple things like utilizing openable cases, using screws rather than adhesives and providing easy access to parts that are most likely to break, like screens, greatly improve the repairability of cellphones," said Kyle Wiens, IEEE member and CEO of iFixit, an online do-it-yourself repair site for gadgets.

Still, some phones are more repairable than others. For instance, all you need is a Torx screwdriver to open the casing of the new Samsung Galaxy S 4 . That won't work on the new HTC One with its sealed aluminum body, or with an iPhone.

Image courtesy of iStockphoto, small_frog

This article originally published at TechNewsDaily here

Topics: cellphones, environmentally friendly, Lifestyle, save money, Work & Play TechNewsDaily is a Mashable publishing partner that is an exciting new and accessible source of technology news and information for non-geeks seeking to learn about the cool gadgets, powerful software and unavoidable technologies of everyday life. This article is reprinted with the publisher's permission.

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Saturday, April 13, 2013

How Facebook Can Make Money Off Facebook Home

Zuck2013-04-05 17:07:29 UTC

Facebook took a big step on Thursday towards increasing its presence on mobile with the announcement of Facebook Home — a new home screen and app launcher for Android — and the release of the first-ever Facebook phone manufactured by HTC.

Mark Zuckerberg, the company's CEO and co-founder, spent most of his time discussing his vision for reorienting the smartphone user experience around people rather than apps, but as with most Facebook events, he stayed vague on one big point: how Facebook plans to make money off these new products.

"There are no ads in this yet," Zuckerberg said of Facebook Home during a Q&A with reporters after the launch event. "I'm sure at some point there will be."

Unlike some of the other new features that Facebook has unveiled in recent months, analysts we spoke with believe that there is no immediate plan for monetizing Facebook Home and Facebook phones in a way that would lead to a noticeable increase in revenue for the company.

Arvind Bhatia, an analyst with Sterne Agee, says that Facebook's primary goal for Facebook Home right now is to boost engagement and adoption for Facebook on mobile — and for teenagers in particular, a group that Bhatia says "was starting to lose interest." Assuming that there is strong adoption, Facebook Home could serve as a powerful and lucrative platform for serving ads to mobile users.

"This real estate is going to be very, very valuable," Bhatia tells Mashable.

"This real estate is going to be very, very valuable," Bhatia tells Mashable. Home would give Facebook a way to let marketers place ads front and center on the home screen rather than buried in an app or website. Facebook might also gain a better understanding of its users' habits across devices, which would help it improve mobile ad targeting. "I think the relevance and the targeting will get better and Facebook will be able to charge much more over time."

The new mobile products might also help Facebook increase the volume of ads it serves and increase impressions by boosting engagement with Facebook's platform, both of which would contribute to an increase in the company's advertising revenue, according to Clark Fredricksen, VP of communications for eMarketer.

As it stands now, Facebook already leads the market for mobile display ads, with eMarketer projecting that it will take in nearly one in three ad dollars in this category in 2013. eMarketer believes it's still too soon to tell whether the products launched this week will increase that share further. "It's unclear whether this will have an incremental impact or a re-distributive impact," Fredricksen says. "We just don't know yet."

Apart from mobile display ads, analysts we spoke with speculate that Home may give Facebook an opportunity to boost ad revenue from mobile app install ads and perhaps even from search ads, if Facebook plays up its Graph Search feature on mobile in the future. The bigger picture for Facebook Home, according to Fredricksen, is that Facebook is looking to be "the starting point for messaging and the starting point for search content and commerce discovery on your phone."

Beyond the potential for advertising revenue, Facebook could also push to get a cut of the revenue from sales of Facebook phones sold by its manufacturing partners like HTC. Brian Wieser, senior research analyst with Pivotal Research Group, notes that there doesn't appear to be a revenue sharing agreement with HTC or any other manufacturing partner for the Facebook phone yet, but "that doesn't mean it won't happen at some point."

All of this hinges on the assumption that smartphone users actually download Facebook Home or by the new HTC Facebook phone, which is anything but certain.

"I think we have yet to see any evidence that consumer demand for this is...," Fredricksen from eMarketer says, before starting over to put it more bluntly. "We've yet to see any consumer demand for this."

Photo via Getty Images, Justin Sullivan

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Tuesday, April 2, 2013

Click and Grow Smart Garden Seeks Seed Money on Kickstarter

Timelapse-still2013-03-27 20:01:03 UTC

Click and Grow, the Smart Garden that uses sensors to help you grow plants, is turning to Kickstarter for seed money for version 2.0. If funded, the new Smart Herb Garden will let you grow three plants at once, a step up from the single plant versions offered now.

Although some gardeners were born to grow beautiful plants with a little water and a lot of sun, others need a boost. Click and Grow provides that, with sensors and software. When the first version came out, founder Mattias Lepp told Mashable all you need to do is add water and batteries. Technology takes care of the rest.

The starter pack for the Smart Herb Garden arrives with seeds for basil, thyme and lemon balm. Refill cartridges containing plant seeds for mini tomatoes, chili peppers, peppermint, and a variety of lettuce, among others, are also available.

You don't have to worry about killing these plants — the smart garden will make sure they always have enough light and water. Just plug the garden into an outlet, add water and the device handles the rest.

One improvement in the new version is a built-in LED light that provides a more natural-looking light that's also safe for young eyes, according to the company. Since it uses only 6 watts of energy, running the Smart Herb Garden should only cost around $5 a year.

The Smart Herb Garden is expected to retail for $79 once fully funded, so people who pledge $39 on Kickstarter will get their Smart Garden at a discount. The company is looking to raise $75,000 with an estimated ship date of September.

Check out the company's Kickstarter page and let us know how you would use technology to help make your garden grow.

Image courtesy of Click and Grow

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Friday, March 29, 2013

Yelp Now Shows Businesses How Much Money They Make From Yelp

Yelp2013-03-26 14:12:05 UTC

Yelp released a new tool on Monday that helps small businesses estimate how much revenue they make through the review site.

The tool, called the Revenue Estimator, lets local businesses track the number of customer leads from their Yelp profile and provides an estimate for how much revenue the merchant generated from those leads, based on data from The Boston Consulting Group about average consumer spending in different retail categories.

The Revenue Estimator is free for businesses to use and available to any local merchant on Yelp. The goal, according to Matt Halprin, Yelp's VP of revenue and analytics, is to give businesses and advertisers a better way to evaluate the potential return from using Yelp.

"First, it helps quantify the revenue opportunity Yelp is already sending to each business," Halprin wrote in a blog post announcing the new tool. "Second, it establishes a revenue baseline for prospective advertisers, from which they can later evaluate the impact of their investment in Yelp Ads."

Yelp isn't the only Internet company providing better tools for businesses to assess revenue. Google just rolled out a new tool to help businesses measure their ROI from mobile ad spending.

Image courtesy of iStockphoto, gmutlu and Yelp

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